MEET the TEAM

David Lippe

Manager, Retail Sales District

Office: 858.531.0783

NMLS 23991

Meet the Team by Finding a Branch Location near you.   

WHAT our CUSTOMERS SAY

"Mike offered multiple financing options - along with his professional insight - in an expeditious time-frame. Most importantly, he is ALWAYS available for your phone calls/questions!"

"After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-in-Law referred me to Mike Hayter with W.J. Bradley. He's tech-savvy so we were able to do all the...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J

RECENT NEWS

23 January 2016
There is no doubt that the homebuying process is an exciting one, especially for first-timers. The p...
21 January 2016
A new year brings new trends for the real estate market, meaning potential mortgage borrowers will n...
04 January 2016
A lot took place in December that has a direct impact on Americans who are considering taking out a home mortgage loan. Here are some important stories to review from the past month:Existing Home Sales Suffer Setback - National Association of Realtors The sales figures for existing homes in November were the lowest in nearly two years, finishing at
25 December 2015
Back in October, the Consumer Financial Protection Bureau introduced a new procedure for acquiring a mortgage loan. Integrated Disclosure, better known as Know Before You Owe, merged four old forms used for loan applications and turned them into two new ones, saving both borrowers and lenders time. Along with the new documents to be reviewed and si
21 December 2015
One reason interested homeowners seek out mortgage experts is to have guidance available when needed. Not every step of buying property is complicated, but when there are questions, it is helpful to have a professional nearby that can help out. Among the most common inquiries that many people have is calculating the right amount of money to spend e
18 December 2015
As the clock ticks towards midnight on Dec. 31, people start to think about what they're most looking forward to in the year to come. For many Americans, the dream of homeownership is atop their minds. A new year brings new opportunities to acquire the necessary funds to purchase the property of their dreams. This is especially the case for those w

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Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at www.sml.texas.gov.

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.