Patrick O'hanlon

Manager, Retail Sales Branch

Office: (559) 477-4341

Mobile: (559) 477-4341

NMLS 201671

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"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


16 January 2015
As 2014 has just come to a close, many of us are wondering what to expect of 2015 economic events. T...
14 January 2015
The benefits of VA financing 100% financing; $0 down! Closing costs and pre-paid items can be paid b...
06 January 2015
DENVER -- W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately-held mortgage banking firm, today announced it has formed a relationship with Defending the Blue Line (DTBL), a Minnesota-based non-profit foundation formed to assist military families and children stay active with the sport of hockey regardless of any deployment or monetary r
23 December 2014
In many of the nation’s larger markets, homes continue to sell quickly, at or above listing price. With inventory continuing to decrease, competition for home buying is at an all time high. Here is a list of important things to keep in mind when shopping for a new home in such a competitive market. Shop for a Proactive Agent When hiring an agent in
18 December 2014
DENVER -- W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately-held mortgage banking firm, today announced that Enzo Morales has joined the company as a Retail Sales Area Manager in San Diego. Morales will manage a growing team of loan originators as well as day-to-day operations for the El Camino Real branch location in San Diego. Morale
17 December 2014
Secondary Marketing Executive's November/December issue features "Putting the Secondary Market Back Together," an article written by W.J. Bradley Chief Operating Officer, Michael Kime. The article is centered around the disconnects still seen in both the primary and capital markets six years after the mortgage crisis. To view the entire article, cl


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.