Patrick O'Hanlon

Manager, Retail Sales Branch

Office: 559.477.4341

Mobile: 559.477.4341

NMLS 201671

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Teri Blea worked my original home loan and then notified me of the benefits of refinancing the loan several years later. In both cases, she was knowledgeable, professional, and accessible. She answered all my questions in a timely manner, and I...

"After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-in-Law referred me to Mike Hayter with W.J. Bradley. He's technology savvy so we were able to do all...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


01 October 2015
In several of the most popular housing markets around the U.S., a period of accelerated buying has s...
30 September 2015
If you have limited equity in your home, but still want to make improvements that can increase the v...
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25 September 2015
The Federal Reserve exerts a huge amount of control over the mortgage market, but many people remain unaware of exactly how this organization impacts their daily lives. If you're currently in the market for a mortgage, you're surely familiar with the discussion surrounding mortgage interest rates. These numbers can dramatically impact how much you
22 September 2015
The homebuying process is equal parts exciting and intimidating for first-time buyers. In fact, many people expect the mortgage application process to be particularly daunting. Applying for a mortgage is relatively simple, but it does requires a fair amount of preparation, paperwork and time.  If you're considering a home purchase in the near futur
18 September 2015
The housing market is taking off, and the U.S. economy is shaking off the doldrums brought on by the financial crisis that hit during the end of the last decade. If you're one of the many people entering the housing market for the first time, you may find that it's more difficult to qualify for a loan than you expected. Many new buyers find the str
14 September 2015
The first half of 2015 was largely positive for the housing market, and that's unlikely to change as the year wraps up over the next several months. At the same time, major shifts in the global economy have the potential to alter the U.S. housing market in significant ways, and will impact the types of customers who approach lenders throughout the


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.