Patrick O'Hanlon

Manager, Retail Sales Branch

Office: 559.477.4341

Mobile: 559.477.4341

NMLS 201671

Meet the Team by Finding a Branch Location near you.   


Teri Blea worked my original home loan and then notified me of the benefits of refinancing the loan several years later. In both cases, she was knowledgeable, professional, and accessible. She answered all my questions in a timely manner, and I...

"After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-in-Law referred me to Mike Hayter with W.J. Bradley. He's technology savvy so we were able to do all...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


22 May 2015
While VA loans offer a significant resource for veterans who want to become homeowners, many aren't...
19 May 2015
If you're a homeowner in a tight financial situation, there's good news. The Federal Housing Finance...
18 May 2015
The recession was a daunting time for homeowners, many of whom faced foreclosure and other serious concerns. However, with the housing market looking up, these homeowners are improving their credit and looking to reenter the market once more, if they haven't already. A new study from the National Association of Realtors revealed a significant numbe
12 May 2015
DENVER -- W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately held mortgage banking firm, announced today that it has appointed John Sadler to serve as chief information officer (CIO).   As CIO, Sadler will oversee operations and sales technology initiatives and integration, intended to streamline processes and enhance originators’ abili
08 May 2015
Several news outlets have reported on newer initiatives and tools from the Consumer Financial Protection Bureau (CFPB) and Google that intend to encourage consumers to conduct thorough research before obtaining a mortgage. However, potential homebuyers need to be sure they obtain information from lenders in addition to Internet searches. Encouragin
07 May 2015
This spring, changes in credit and debt status are affecting the way people look at homeownership. It's also changing the way lenders should be looking at loans. Lenders must be ready to swiftly identify those in the market looking for their dream homes, as consumers are ready to buy. Home Sales Increase The National Association of Realtors reporte


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.