Patrick O'hanlon

Manager, Retail Sales Branch

Office: 559.477.4341

Mobile: 559.477.4341

NMLS 201671

Meet the Team by Finding a Branch Location near you.   


"After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-in-Law referred me to Mike Hayter with W.J. Bradley. He's technology savvy so we were able to do all...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


24 April 2015
Anyone who is considering purchasing a home in the near future should think about starting the proce...
20 April 2015
Sales for second homes reached a high point in 2014 and it could be related to baby boomers preparin...
16 April 2015
There's good news for consumers considering looking for their first home - the Federal Housing Administration may be changing how credit scores work to help more Americans qualify for a mortgage. During a recent symposium on the mortgage market and credit access, the U.S. Department of Housing and Urban Development, the National Association of Real
13 April 2015
Millennials, or those born after 1980, are disrupting just about every institution they become involved with. They embrace the sharing economy and often reject the traditional ideals of full-time work in favor of self-employment. As a result of these trends, as well as the high amounts of debt from expensive college educations and coming of age in
07 April 2015
Despite a drastic dip in the number of first-time homebuyers last year, certain market signs show indication that first timers are coming back. Throughout 2014, many housing market professionals and economists lamented the lack of first-time buyers, as historically, these purchasers were a crucial part of the market. A survey from the National Asso
03 April 2015
Now is the time to buy a new home. Whether you're a renter or a current homeowner interested in moving into a bigger house, you should start looking for your dream home before prices and interest rates increase. Advantageous mortgage rates According to Freddie Mac, mortgage rates slightly declined in mid-March. Compared to a year ago, the average i


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.