Patrick O'Hanlon

Manager, Retail Sales Branch

Office: 559.477.4341

Mobile: 559.477.4341

NMLS 201671

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Teri Blea worked my original home loan and then notified me of the benefits of refinancing the loan several years later. In both cases, she was knowledgeable, professional, and accessible. She answered all my questions in a timely manner, and I...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


17 November 2015
A new study shows that the time is right for those interested in securing a mortgage. Many borrowers...
10 November 2015
Mortgage lenders have an important task of trying to help borrowers determine how much money they wi...
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05 November 2015
The millennial generation offers a great amount of opportunity for mortgage lending agencies. That same group of people also presents tremendous risk. Millennials are the largest generation alive, and as they grow older and acquire larger incomes, more of them are looking to buy property. Lenders must be aware of the trends involving millennial rea
04 November 2015
October was a busy month for prospective homebuyers or anyone considering taking out a mortgage. Here's a recap of information you should know from the last month:Federal Reserve Opts to Not Adjust Interest Rate - Board of Governors of the Federal Reserve The U.S. Federal Reserve announced on Oct. 28 that it would not raise interest rates immediate
28 October 2015
On Oct. 27 and 28, the Federal Reserve's Federal Open Market Committee will meet to discuss a wide variety of topics. Among the important items on the group's agenda are interest rates. According to Bloomberg Business, the growing thought among industry insiders is that rates will not rise.With questions about the economy, both in the U.S. and arou
28 October 2015
One of the first steps in the homebuying process can also be one of the most complicated for potential mortgage borrowers. The task of becoming preapproved for a mortgage can take a lot of work, but it is a necessary starting point for those looking to buy property down the line. From improving your credit score to cataloging all of your assets, th


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.