Patrick O'Hanlon

Manager, Retail Sales Branch

Office: 559.477.4341

Mobile: 559.477.4341

NMLS 201671

Meet the Team by Finding a Branch Location near you.   


Teri Blea worked my original home loan and then notified me of the benefits of refinancing the loan several years later. In both cases, she was knowledgeable, professional, and accessible. She answered all my questions in a timely manner, and I...

"After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-in-Law referred me to Mike Hayter with W.J. Bradley. He's technology savvy so we were able to do all...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


25 August 2015
Several of the largest banks in the U.S., including JPMorgan Chase and Bank of America, announced ch...
19 August 2015
Lenders must be prepared to work with unmarried couples looking to purchase homes. Almost one in fiv...
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19 August 2015
Owning and managing property is a tricky business, and those who are successful must have a strong understanding of how financing works. Landlords need to be able to turn profits in renting out units while simultaneously paying monthly mortgage payments for the buildings they own.Historically, mortgage lending to landlords was handled by specialize
19 August 2015
Think your basic housing materials are limited to wood or brick? Think again. Today's homebuilders have more options than ever when it comes to constructing the home of their dreams, from visually striking shipping containers to all-but-invisible hemp. The trend in unusual building materials is driven in part by a desire for stand-out design and by
12 August 2015
As the American housing market steadily improves  from the 2008 recession, there have been fewer distressed home sales. A distressed sale is when an owner has to sell the property quickly and occasionally at a loss, because the owner can no longer afford to make his or her monthly payment. Two types of transactions factor into distressed sales: sal
06 August 2015
It's among the most common mantras in real estate: "Location, location, location." Its meaning is simple to anyone who has ever shopped for or purchased property. Where the home is located matters as much, if not more, than the size, style or age of the building. A one-bedroom home placed on a gorgeous street right by the water is likely to be more


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.