Patrick O'Hanlon

Manager, Retail Sales Branch

Office: 559.477.4341

Mobile: 559.477.4341

NMLS 201671

Meet the Team by Finding a Branch Location near you.   


Teri Blea worked my original home loan and then notified me of the benefits of refinancing the loan several years later. In both cases, she was knowledgeable, professional, and accessible. She answered all my questions in a timely manner, and I...

"After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-in-Law referred me to Mike Hayter with W.J. Bradley. He's technology savvy so we were able to do all...

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


30 July 2015
For many homebuyers, home financing can seem like a chicken-or-egg situation: Should they first star...
28 July 2015
Home remodeling figures tend to follow closely on the heels of home sales. That's because movers ten...
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28 July 2015
Call it one more sign the housing market is returning to normal: Just 24.6 percent of all single-family home and condo purchases in May were made with all-cash offers. That brings the recent share of all-cash sales down to within spitting distance of the long-term average, which is 24.8 percent for all sales from January 2000 through May, according
27 July 2015
Location can have a dramatic impact on a home's value, and how much you love or loathe a particular neighborhood can also mean the difference in whether or not you want to buy a home there. Rather than falling in love with a house and then assessing the neighborhood, consider taking a macro approach and choosing your ideal neighborhood first. Here'
24 July 2015
If you think qualifying for a mortgage is out of your reach, well, excuse us for saying so, but you might just be wrong. Fannie Mae's most recent survey regarding consumer attitudes on the housing market found 46 percent of respondents continued to believe it would be difficult to obtain a mortgage. Yet, according to a survey by mortgage insurance
23 July 2015
In today's interconnected financial world, it's not news that a political upheaval on the other side of the globe can sometimes translate into a shift in housing prices in the middle of America. Turmoil abroad can trigger a dip in foreign markets, which can cause anything from a drop in U.S. exports to a damper on U.S. employment to the Federal Res


Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.