W.J. Bradley Company’s acquisition and enhancement strategies revolve around the limited capabilities and unrealized value characteristic of small/medium sized mortgage originators. Simply put, our enhancement methodologies are designed to maximize subsidiary level profitability by increasing revenue per unit and decreasing cost per unit.

From a revenue standpoint, WJB provides its Portfolio Companies both a lower cost of funds and increased secondary execution. On the cost side, WJB’s Portfolio Companies gain the cost economies of scale associated with any classic consolidation strategy. Our Portfolio Companies are provided a number of centralized resources depending upon needs, capabilities, and risks including: capital, warehouse lines, technology, fulfillment, secondary marketing, compliance, finance, accounting, HR, etc.

Through the implementation and administration of critical financial and operational functionality, WJB enables its Portfolio Companies with the infrastructure and expertise required to traverse the barrier that separates those mortgage companies that are capable of manifesting robust streams of free cash flow and healthy enterprise values and those that are not.