Michael Teppen

Manager, Sales


NMLS ID# 224258

Office: (847) 815-6692   

Begin the home loan application process now, or if you have questions before getting started, contact me today.

Flo front image


Mike Lenzini was great to work with! -Sean

Mike Lenzini you did a fantastic job for us. Thanks very much. -Rich

My financial picture was gloomy but Michael Lenzini gave me hope and hung in there through all the hoops. -Holly

We couldn’t have asked for better! Thank you so much Mike Lenzini! -Tom & Danielle

Mike Lenzini was very helpful with any questions or concerns I had. He also helped me with all of the paper work. This was my first time buying a Home and everything went perfect. Thank you very much Mike and everyone at Milestone Mortgage. -Brandon

Love you guys! You make the transaction very easy and painless. -Scott

We both really appreciated all of the time and help that Mike Lenzini offered us. We felt like we were his only customers – though we knew that couldn’t be possible. He was great! -Luke & Ryoko

You are the best! Thanks.  -Janet

Bob Heard was very helpful. -Diane

I could not have asked for a better Loan Officer than Bob Heard. -Donald & Julie

Bob Heard has been very helpful with all of my loans. The title company also said, Milestone was very easy to work with and everything went smooth. -Edward

Bob Heard was extremely professional and thorough. -Scott

Bob was great! We recommend others use your services at every chance.  -Mark & Janel

Bob Heard made this a very nice experience. I’ll gladly refer anyone I know to refinance with Milestone. -Don & Melba

Bob Heard is awesome. He is so great. He handled everything and we just really trust him. Thank You! -Don & Gina

It was fabulous working with Bob Heard. I look forward to doing more business with Milestone Mortgage. -Scott & Diane

Bob Heard was excellent to work with – his communication and flexibility were fabulous. -Dominick & Lisa

Mike Teppen is very informative and helpful. He has earned our respect and future services. -Neal

Mike Teppen was great – he always called us back and answered our questions and concerns – we would refer family and friends to Milestone Mortgage!  -Richard & Frances

Mike Teppen is great. -Barbara

I was so surprised at how fast all of this was accomplished. -Barbara

Mike Teppen was the smoothest part of an otherwise difficult process. He seemed to be a true ally the whole time. -Glenn

Mike Teppen - Super Work, Job Well Done, Perfect Closing for the third time. -Michael & Anne

Bob [Heard] was very helpful. -Diane

We were referred to Mike Teppen by a friend and were totally satisfied. We would definitely choose Milestone again if need be. -Michael & Christine

"From beginning to end, our experience with WJB was smooth and effortless. As first-time homeowners, it was important that we found someone who walked us through the process and made us feel comfortable. We expected to have moments of feeling...-Mel C

“I was a first-time homebuyer when beginning the process with W.J. Bradley, and clarified this up-front. In response, my loan originator was extremely communicative throughout the process and I appreciated the time she took to be sure I...-Elle J


17 December 2014
Secondary Marketing Executive's November/December issue features "Putting the Secondary Market Back
12 December 2014
As the year comes to an end, November brought some encouraging news for the US economy. Indeed, the
10 December 2014
The homebuying process is already a complex process—don’t add any unnecessary obstacles to your path
03 December 2014
When purchasing a new home its important to understand the impact your credit score (or FICO®) can h
14 November 2014
As the second month of Q4 begins, it appears as though the housing market rebound has reached somewh
01 November 2014
ColoradoBiz recently released its annual 'Top 250 Private Companies' list, recognizing W.J. Bradley
17 October 2014
W.J. Bradley was recently ranked no. 2 on Denver Business Journal's (DBJ) list of 'Fastest Growing P
16 October 2014
W.J. Bradley today announced its recognition as no. 2 in Tier I on Denver Business Journal’s (DBJ) a
12 September 2014
W.J. Bradley's Michael Kime was recently featured in Progress In Lending's 'Executive Spotlight.' Th
08 September 2014
Buying a home may be the most exciting and intimidating financial transaction you will ever experien
04 September 2014
Global cloud consultancy, Appirio, recently spoke with W.J. Bradley's CIO, Stephen Francis, to discu
06 August 2014
Following the announcement of W.J. Bradley's WJB | ONE portfolio and its Non-Warrantable Condo finan
21 July 2014
Today, in many urban areas, people are turning to the condo market for their residential needs. In 2
15 July 2014
DENVER, COLO. —— W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately-held mortgage bankin
01 July 2014
National Mortgage News Reporter, Kate Berry, recently spoke with W.J. Bradley Chief Operating Office
01 July 2014
HousingWire Magazine Reporter, Ben Lane, recently profiled CEO, Bill Bradley, to hear the story of h
26 June 2014
National Mortgage Professional Senior Editor, Phil Hall, reported on recent findings that illustrate
17 June 2014
More than six months after the QM Rule went into effect, W.J. Bradley Chief Operating Officer, Micha
15 June 2014
Beyond the mid-year mark and with the Independence Day festivities now behind us, let’s take a momen
04 June 2014
The 2014 Memorial Day weekend was a time of remembrance, reflection and honor. In the midst of every
03 June 2014
DENVER –– W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately held mortgage banking firm,
02 June 2014
For the second consecutive year, Scotsman Guide released its list of 'Top Lenders' and recognized W.
29 May 2014
Chief Operating Officer, Michael Kime, recently spoke to The New York Times reporter, Lisa Prevost,
22 May 2014
Reuters reporter, Joy Wiltermuth, sat down with W.J. Bradley COO, Michael Kime, earlier this week to
01 May 2014
DENVER -- W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately held mortgage banking firm,
24 April 2014
DENVER -- W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately held mortgage banking firm,
24 April 2014
W.J. Bradley Mortgage Capital, LLC (W.J. Bradley) announced today that its Temecula branch has been
17 April 2014
The W.J. Bradley Florida team recently attended a ribbon cutting ceremony hosted by the Bonita Sprin
10 April 2014
National Mortgage News editor, Brad Finkelstein, recently spoke with W.J. Bradley's Howard Michalski
08 April 2014
DENVER -- W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately held mortgage banking firm,
07 April 2014
DENVER – W.J. Bradley Mortgage Capital, LLC (W.J. Bradley) announced today that it has integrated an
18 March 2014
DENVER — W.J. Bradley Mortgage Capital, LLC (W.J. Bradley) announced today that it has released a ne
06 March 2014
DENVER — W.J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately-held mortgage banking firm,
26 February 2014
For the third consecutive year, W.J. Bradley has been listed among the Top 100 Mortgage Companies in
18 February 2014
As published each year by Mortgage Executive Magazine, W.J. Bradley is pleased to announce the three
11 February 2014
Brad Finkelstein, editor for Origination News, recently spoke with W.J. Bradley's Howard Michalski a
13 December 2013
W.J. Bradley today announced its Arizona branches have been recognized by Phoenix Business Journal a
29 October 2013
W. J. Bradley COO, Michael Kime, presents thoughts on MSRs strategies at MBA's 100th Annual Conventi
09 October 2013
President of the W.J. Bradley Mortgage Capital, LLC broker dealer subsidiary (W.J. Bradley Financial
03 October 2013
W. J. Bradley Mortgage Capital, LLC (W.J. Bradley), a Colorado-based mortgage banking firm, today an
01 October 2013
In this story from Housing Wire about how the nearing qualified mortgage (QM) rules could impact the
01 October 2013
W. J. Bradley ranks no. 17 on the 2013 ColoradoBiz list of Top 250 private companies headquartered i
01 October 2013
In October, HousingWire published, 'The REFI Cushion,' a written contribution by W.J. Bradley Financ
11 July 2013
Amilda Dymi with National Mortgage News reports on an interview with Michael Kime, W. J. Bradley COO
14 June 2013
Kent Usell with W. J. Bradley Mortgage Capital, LLC broker dealer subsidiary, W. J. Bradley Financia
06 May 2013
Having recently been approved to underwrite mortgage-backed securities, W.J. Bradley Financial Servi
06 May 2013
W. J. Bradley Mortgage Capital, LLC, a Colorado-based mortgage banking firm, today announced the acq
03 May 2013
Mortgage lender W. J. Bradley Mortgage is launching a broker-dealer unit that would deal in a range
01 May 2013
W. J. Bradley Mortgage Capital, LLC (W.J. Bradley), a privately held mortgage banking firm, today an
01 April 2013
In its eighth consecutive year of growth in size and revenue, W. J. Bradley receives national indust
01 April 2013
Scotsman Guide recently published its 2012 Top Originators list that recognizes the country’s leadin
01 October 2012
As a testament to the company’s exceptional growth, W. J. Bradley Mortgage Capital, LLC is no. 24 in

Texas Mortgage Banker Disclosure

Pursuant to the requirements of section 157.007 of the mortgage banker registration and residential mortgage loan originator act, chapter 157, texas finance code, you are hereby notified of the following:

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be downloaded and printed from the department's website at A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's web site at

Free Educational Pamphlets

Below are links to several free informational pamphlets provided by various government agencies. Feel free to print them out to review at your leisure.